Business Insurance

Business Insurance

At ALPHA CENTAURI, we believe that a business that does not insure its success, is destined to fail. There is a large variety of “business insurance” available, including long-term policies, such as key person policies and buy-and-sell polices, as well as short-term insurance. The short-term business insurance intends to safeguard the business’ inventory, sometimes the business’ line of credit, and its third-party liabilities. ALPHA CENTAURI assists various businesses, young and established, to navigate this complex portion of business.

The long-term policies are what we refer to as business assurance. We acknowledge that businesses also need to ensure its continued success by incorporating business instruments such as buy and sell agreements underwritten by an insurance product and key person policies.

Therefore, one can see that there is a distinct difference between business insurance and business assurance. These concepts are fundamentally different and a client needs to understand what they mean and what their implications are. This in particular is where ALPHA CENTAURI is focued on educating our clients and insuring that they have the right insurance for the right purpose.

Our services include:

  • Business structuring services;
  • Buy & sell agreements;
  • Succession planning;
  • Shareholder agreements;
  • HR policies;
  • Acquisitions & Mergers advice; and
  • Business plan drafting and advise.